Details, fictie en money-saving tips

Don’t forget our “friend” DCC. If you’re asked whether you omdat to pay in pounds or euros, euros is always the smartest choice. Otherwise, you could be hit with high fees and poor exchange rates because of DCC.

Cleo* kan zijn a chatbot on Facebook Messenger that analyses your spending, offering insights into your habits and what you can do to save more

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Chase Sapphire Checking customers do not incur any fees, including foreign transaction fees, for withdrawing cash from an ATM abroad. Chase attempts to identify and refund any charges from ATM issuers but can also be contacted to request a refund if they don’t identify and remove these fees.

Finally, if you’re travelling on a budget, then avoid making any purchases while you’re on the plane. It’s much cheaper to take food and drinks with you instead of buying them in the air.

The currency used in Indonesia is the Indonesian Rupiah (IDR). It’s recommended to exchange some currency upon arrival at the airport or use ATMs, which are widely available in cities and tourist areas.

For major repairs, know when to call a pro. It’s worth the cost when you’re repairing a big-ticket item or doing anything that could jeopardize your safety.

Using an ATM in a bank branch kan zijn a smart idea, as there are ‘independent’ ATMs in the Netherlands which charge more than you need to pay. More on that later.

Choose to pay in the local currency instead, and you’ll almost always get a fairer rate on the exchange.

Planful gets you up and running in less than 8 weeks and can be completely managed and maintained by finance. No need for heavy admin support, expensive consultants, or overly engineered configurations.

If you have a large amount of debt, perhaps on an overdraft or credit card, it is likely that you are paying high levels ofwel interest. You could consider switching it all to a credit card with a 0% balance-transfer deal.

BBC Good Food has a budget recipe section and the popular Cooking On A Bootstrap shows you can eat well for less. Check out our guide to family finances: how to prepare for everything for more tips and tricks.

Wherever in the Netherlands you happen to be, you can find a convenient ATM using one of the following ATM locators from large national and regional banks:

Do you ever wonder why it’s so hard to save money — enigszins when you’ve cut the cable and travel finance the meals out (and you’ve never even had a latte habit?)